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Invest differently using Finance and Technology for a best profit target.
Thanks to our Fin-tech partners. They are specializes in online trading and investment across the international financial markets. Finally the market is opened to a bigger audience. Take the chance to trade FX, CFDs, ETFs, Stocks, Futures, Options and other derivatives. Yes, there are risks but you will be supported and will receive their formations if you need.
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Invest in our startups in France and abroad and benefit from their emergence. Support them in their development in this Digital revolution of the advance technologies with a participative investment. You can choose you sector. Wuilia has a preference for the Connected Healthcare Construction fields.
Wuilia prospects for you your new future invest project. This will bring you new business relationship for the development of your activity and increase your portfolio.
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Happy to learn your new progress, the conversion of your bank, the success of your start-up, your new event and to share it if you want.
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Invest - NFT
The NFTs market explain just for you
Enjoying the digital art and NFT in the web design world, Wuilia would like to share it with you and offer NFT design services to customers in a more transparent way in a second stage.
NFTs, Non-Fongible-Tokens, are a new way to buy and sell digital assets online thanks to the blockchain (mainly Ethereum) as a jpg, a video, an audio file or any other type of digital file, websites, logos, graphics, illustrations, animations…
Why NFTs might be for you? The reasons to use NFTs:
- It’s a new source of income, you can consider it as an investment. The rarity aspect of NFTs has caused them to become collectibles and their value increases after the initial sale.
- And there’s even an option to earn royalties on future sales.
- NFTs could also provide access to real-world events and elements.
- By joining this hot new technology Companies and brands can increase brand awareness, build engagement with their customers.
What are NFTs? - How work NFTs?
Wuilia NFT Schema
The World of NFTs?
Wuilia NFT & Blockchain Explainations
How to create, sell, buy NFTs?
Selling the NFT:
When you put an NFT up for sale, you can either set a fixed price or auction it off, letting your fans fight it out and decide how much they want to pay for it.
You have the opportunity to earn royalties whenever NFT (your work) is traded/sold in the future.
You determine the royalty percentage before the initial sale.
List your NFT for sale:
Create a crypto wallet _ NFTs run on the blockchain, and therefore require you to have a crypto wallet to transfer and store NFTs, and buy/sell them. Wallet as MetaMask and Coinbase Wallet. Choose your, download it and install it.
Fund your crypto wallet _ When you turn your digital work into NFT, you are essentially recording a transaction on the blockchain, which forces the network to perform some work to pay. This small fee is called a “gas charge”.
You must have enough cryptocurrency in your account to cover the cost. You will need to purchase Ethereum (or whatever crypto you plan to use), which you can easily do in MetaMask or Coinbase Wallet.
Note that the gas fee is not a fixed amount and depends on the price the network is charging at the moment. On average, you can expect to pay around $50-150 to hit each NFT.
Choose a NFT marketplace _ Rare, OpenSea (most popular), Mintable, KnownOrigin and SuperRare.
Connect your crypto wallet to the NFT market
Currency of your NFTs
Upload the actual artwork file (image, video, etc.) and select the conditions of the sale.
Questions to ask yourself
- Will it be sold at a fixed price or at auction?
- How long will it be available for sale?
- Will there be royalties paid to you for each sale in the future?
How to promote your NFTs?
Wuilia would like to offer to be a landing page, in the near future, to be able to provide more details of different projects to potential buyers.
Some famous examples :
- The NBA sells NFTs of video clips of basketball games. Or digital artist Beeple who famously sold his art for $69 million in an auction
- Bored Apes Yacht Club and CryptoPunks, which are among the most popular collections
- The Fuzzies Collection by an illustrator named Hank Washington
- The Degen Toonz Collection, which was created by digital designers
- And countless more examples of artists turned NFT-seller
NFT environmental impact and NFT solutions
When an NFT is minted, a transaction is recorded on the blockchain. On the Ethereum network, these blockchain transactions require considerable computing power to be carried out, which requires a lot of energy.
For now, there are options to use alternative blockchains, such as Solana, Algorand, Cardano and Tezos, which use less energy than Ethereum, although Ethereum is working on solutions to reduce this energy consumption.
Invest - Crypto
If you dare
Go futher and Jump into
Wuilia Crypto World
Disclaimer: We would like to remind you that investing in cryptocurrencies is not without risk. The crypto-asset market is volatile and exposes you to strong market movements. Do the necessary research before buying or trading a particular cryptocurrency.
Wuilia is just giving a simple explanation of the Crypto System.
What is a cryptocurrency?
- It is an virtual currency
- An intermediary of exchanges
- generated by the Blockchain : similar to a register of transactions stored on a host of different computers around the world, which constantly update this register. Each computer, or machine, is called a node, and constantly checks that its version of the registry is similar to that of the others. Thus, any attempt at tampering or dishonest modification is easily detected and deleted.
- It can be sent worldwide and in seconds over the internet for very little, if any, transaction fees. The value of the blockchain is stored on addresses made of long cryptographic keys which serve as unalterable entries in the register. Each address, or group of addresses, can be used as a wallet.
What are the different cryptocurrencies used for?
- Cryptocurrencies as a means of payment
- If Bitcoin is an intermediary of exchanges which makes it possible to pay for goods and services, it also fulfills the function of a store of value.
Explosive growth and volatility are two factors that attract traders, institutional investors, but also individuals. Adding to this the potential of blockchain technology and the possibilities offered by web 3.0, we find that we are perhaps witnessing with investment in crypto-currencies, one of the greatest transfers of wealth in recent history.
James Webb Background
What are the different cryptocurrencies?
Some crypto currencies among many others
Bitcoin (BTC):
- Holds the broadest market capitalization and set the tone for the rest of the market
- Purpose of embodying a global and effective form of money.
- Bitcoin reserves are created by miners, they are the special node operators who secure the Bitcoin network by solving complex mathematical problems to verify the validity of the transactions of each block of the blockchain. When a miner successfully validates a block, they receive bitcoins as a reward. The amount received is generally constant except for once every 4 years, when it is halved, during an event commonly known as Bitcoin halving. This same process will continue until the predetermined amount of 21 million bitcoins is fully mined, which is expected to take over 100 years.
- Noted that Bitcoin has a Bitcoin Cash hard fork, a division of its initial blockchain. This is because Bitcoin’s code is open source and anyone can copy and modify it. Bitcoin Cash functions like Bitcoin but can receive more transactions in each of its blocks, also increasing the performance of its network.
Ethereum (ETH):
- At the head of a group of cryptocurrencies also to serve as a world computer.
- Similar to Bitcoin, but its transactions can be attached to computer codes called smart contracts, or intelligent contracts. Think of it as a way to auto-schedule transactions; thus, the codes attached to the cryptocurrency pass through a decentralized global network, devoid malfunction.
- This is the basis of decentralized applications, or dApps. While a traditional application needs to go through a central server.
- But these benefits come at the cost of considerably slower service than central servers. Developers are working to change this element _ not yet fast enough for global adoption. Once this defect corrected, we could soon witness the emergence of a real internet 3.0.
- The cryptocurrency used on the Ethereum network, Ether, is also called a utility token.
The Ripple (XRP):
- XRP is a cryptocurrency created by Ripple
- Technology quite similar to Bitcoin and Ethereum but several differences. First of all, the XRP blockchain is neither open nor decentralized; it is a permissioned network and controlled by Ripple. Additionally, Ripple has already created all of its XRP in existence and has sole control of the reserves. The XRP was designed as a tool for banks to perform international and global money transfers in minutes and at virtually no cost.
- (Ripple has thus enjoyed some success and several partnerships, and could even become the main banner for the use of cryptocurrency by institutions. It divides going against the free nature of Bitcoin.)
Tether (USDT):
- A category of cryptocurrencies known as stablecoins : digital assets whose value is commonly pegged to fiat currencies.
- More popular and permanently pegged to the value of US dollars.
- Useful for traders who can therefore opt for Tether against Bitcoin or any other asset even when their selected exchange does not have an option to buy fiat currency. Buying and selling fiat currencies is generally strictly regulated, many traders prefer to use a stablecoin, such as Tether.
Monero (XMR):
- Most popular options within a category of cryptocurrencies called privacy coins.
- Purpose of making a blockchain completely anonymous. Indeed, although each blockchain transaction is exclusively represented by numbers, it is still possible to identify anyone by their email address. We can then follow the money and its movements, wherever it goes, and everyone can see the entire history of the blockchain. Currencies such as Monero use advanced cryptography to merge transactions, making it virtually impossible to trace both its source and its recipient. extremely attractive for people wishing to keep their financial history private.
- (Some assure that this type of cryptocurrency is doomed to misuse by criminals. Privacy advocates, on the contrary, argue that everyone should be allowed to keep their finances private, whatever they are.)
To validate transactions transparently and securely on a blockchain, several methods exist:
Proof of work, used on the Bitcoin network, is a powerful but nevertheless energy-intensive validation mechanism
Proof of Stake (PoS), alternative consensus mechanisms emerged, network participants stake their stake, that is, the cryptocurrency they own in order to validate transactions on the network.
Indeed, the right of validation is no longer granted based on the resolution of a mathematical puzzle, as is the case with the proof of work, but randomly by a computer protocol to one of the participants. Thus, the greater the sum of crypto-currencies involved, the more likely you are to be chosen by the network to validate a transaction. As with proof of work, the chosen network participant is rewarded with an amount of the relevant cryptocurrency. In order to participate in the validation of a
network, you must stake your cryptocurrency on the protocol, that is to say lock it. At any time, the participant can nevertheless decide to unlock it in order to transfer or exchange it
- To move or keep his crypto-currency, a wallet is needed.
Wallets to store and transfer crypto-currencies
Classify into two large categories:
Hot wallet
- Always connected to the internet.
- It is advisable to avoid keeping large sums on this type of wallets as they are more vulnerable to hacker attacks _ Some browser extensions, which allow interaction with smart contracts, or online interfaces, allow funds to be managed, for example.
Cold wallets
Called offline crypto-currency storage solution (not connected to the Internet):
- Hardware wallets : devices as USB keys. They make it possible to keep the private keys (the codes which give access to your crypto-currencies) in an isolated and secure way.
- Paper wallets are simply sheets of paper on which the owners of crypto-currencies will record the address and the “seed phrase” (a sequence of words) which allows them to access their assets. This is arguably the safest way to avoid any hacking.
- Popular browser extension that functions as a cryptocurrency wallet and allows users to interact with the Ethereum ecosystem which hosts a vast universe of decentralized applications (Dapps).
- One of the best Ethereum wallet solutions. Facilitates access to decentralized exchanges (DEX), gaming platforms, gambling sites and many other applications.
- Compatible with the most used browsers, such as Chrome, Firefox, Brave and Edge.
- In addition to storing Ethereum’s native currency, ETH, MetaMask also contains tokens based on the protocol’s ERC-20 and ERC-721 standards.
Where to buy cryptocurrency?
Created in 2017, Popular, Great diversity of assets, Purchase by bank credit, Leveraged trading.
Created in 2007 to make investing accessible to as many people as possible. Security platform, Registered with the ACPR Prudential Control and Regulation Authority). Institution responsible for monitoring all financial companies operating on French soil. Easy interface to use, Offers a fluid mobile application to stay connected to the market no matter where and when.
Created in 2012, Virtually the only exchange available in the US, One of the easiest options for beginners,
Many credit card options available, although standard Coinbase accounts do not offer margin trading, (for it, you have to apply for a margin account to trade with leverage up to 100 on certain pairs).
Created in 2011, Daily trading possible, Leveraged trading, Backup on Ledger key, Acceptable fees (between 0.15% and 0.25%), Buy shares of a company in tokens, Similar to Bittrex, Bitfinex, KuCoin.
CoinMarketPlace, as an example, created in 2013, is the go-to site for tracking crypto-asset prices in a growing cryptocurrency world. Its mission is to make crypto more accessible and effective to the general public by providing them with unbiased, qualitative and accurate information so that they can draw their own conclusions.
Common platforms procedure (more or less) :
- Create your account using your email address and phone number,
- Verification procedure (ID and proof of address), KYC (Know Your Customer) tax obligation,
- Make a deposit, Deposit funds, fund your wallet, go to “Buy cryptos” then click on “ Deposit by card”, (possible to make a SEPA transfer),
- Exchange: Once your deposit of “fiat” currencies (traditional currencies) has been made, you must exchange them for crypto-currencies by going to “Trader” then “Markets”,
- Then search for the cryptocurrency you want to invest in, select it then click on “Trade”,
- One Bitcoin Example purchase: select “FIAT” then “EUR”, choose the BTC/EUR pair to place a buy order to acquire Bitcoin,
- Choose to store your cryptocurrencies, transfer, or save them.
- To move or keep his crypto-currency, a wallet is needed.
Wallets to store and transfer crypto-currencies
Classify into two large categories:
Hot wallet
- Always connected to the internet.
- It is advisable to avoid keeping large sums on this type of wallets as they are more vulnerable to hacker attacks _ Some browser extensions, which allow interaction with smart contracts, or online interfaces, allow funds to be managed, for example.
Cold wallets
Called offline crypto-currency storage solution (not connected to the Internet):
- Hardware wallets : devices as USB keys. They make it possible to keep the private keys (the codes which give access to your crypto-currencies) in an isolated and secure way.
- Paper wallets are simply sheets of paper on which the owners of crypto-currencies will record the address and the “seed phrase” (a sequence of words) which allows them to access their assets. This is arguably the safest way to avoid any hacking.
Some essential tips for managing your cryptocurrency safely.
- Never pass their keys to anyone for any reason: When you buy cryptocurrencies on an exchange platform, they still technically belong to the company in charge of the site, until they are transferred to a personal wallet. Once in possession of your own wallet, you should have what are called private keys, essential to be able to access your funds present on the blockchain.
- Beware of scams and so-called free cryptocurrencies
- Train and Educate yourself. Don’t rush and check everything. Learn as much as possible about the asset you are interested in. Ask yourself why you decided to buy it, who are you buying it from and how you are going to store it.
at market price
to acquire the crypto-asset in question at a price lower than or equal to the maximum price defined, then to define the leverage, the take profit and the stop loss (in order to specify the price levels at which you want to cash in your gains or limit your losses), finally, click on “Open the position” in order to initiate your trade.
Know that it is also possible, on some platforms, to take advantage of the Copy Trading function: copy the positions of a professional trader. All the work is done by a financial market professional but always be vigilant.
How to raise funds for a project?
When a token issuer wants to start a new project, he has several options available :
Before just a clarification on the different TOKENs
- Utility tokens are tokens which are intended to provide access digitally to an application or service by means of a blockchain-based infrastructure.
- Asset tokens represent assets such as a debt or equity claim on the issuer. Asset tokens promise, for example, a share in future company earnings or future capital flows. In terms of their economic function, therefore, these tokens are analogous to equities, bonds or derivatives. Tokens which enable physical assets to be traded on the blockchain also fall into this category.
- Crypto Tokens or Payment tokens are tokens which are intended to be used, now or in the future, as a means of payment for acquiring goods or services or as a means of money or value transfer. Cryptocurrencies give rise to no claims on their issuer.
- Stable Coin: (another category to consider) They are linked to currencies (where the token is linked to a specific fiat currency with a fixed redemption claim, classification as a deposit under banking law is indicated); commodities (where the exact nature of the claim on the assets as well as the type of commodity are of particular significance); real estate (where a link to individual properties or to a real estate portfolio and a redemption claim of the token holder exists, the normal third-party management of the real estate portfolio is in itself an indication of a collective investment scheme); and securities (a token that is linked to an individual security by way of a contractual right for delivery to the token holder would normally also constitute a security).
ICO (Initial Coin Offering – Birth date 2013)
is a fundraising method, operating through the issuance of exchangeable digital assets (tokens) against cryptocurrencies during the start-up phase of a project.
This is why ICOs are also called “token sales”.
The tokens are issued by the organization behind the ICO, and can be acquired by anyone during the ICO in exchange for cryptocurrency (most often, ether or bitcoin).
These tokens:
- are salable and buyable on exchange platforms, at a rate depending on supply and demand. They are therefore very liquid.
- are intended to be used in the project financed by the ICO in question. Their value is therefore supposed to depend on the service ultimately provided by the company behind the ICO.
Tokens do not represent shares of the company, unlike shares. Buying tokens during an ICO actually amounts to pre-paying for the product or service to be developed.
Tokens are said to be rare. It is therefore a question of buying these tokens at the very beginning of the process, when their value is still relatively low.
The participants of the ICO to be invested in the project: to ultimately use the tokens acquired to derive a financial value greater than their purchase value. These early adopters are key to the expected success of the project.
Why? for who?
- Initiator side of ICOs: for creators of blockchain applications or blockchains themselves
ICOs are used to finance the launch of decentralized applications that work on a specific blockchain protocol, in particular Ethereum or Bitcoin.
To overcome the constraints of traditional fundraising. To circumvent the classic venture capital system (risk capital) which would often not have made it possible to finance (as much). Many projects have raised considerable sums that they would never have been able to raise with traditional venture capital funds.
- Investor side in ICOs: for anyone (with cryptocurrency)
ICOs are often called crowdsales: similar to crowdfunding, any Internet user can invest in a project initiating an ICO, provided they own cryptocurrencies. To invest, the Internet user exchanges the amount of cryptocurrency he wishes for tokens, issued by the project carrying out his ICO.
To be the first to bet on very promising projects
Two main objectives, a speculative objective (assuming that the token will increase in value), and a utilitarian objective (willingness to use the token in the future as part of the financed project). the idea remains fundamentally the same: to bet on a strong future development of the project, which will mechanically increase the value of the token purchased at the start (due to supply and demand). From then on, the owners of the tokens will be able either to resell them at a much more advantageous rate than those of departure, or to use these tokens whose value will have increased.
A paradigm shift
ICOs also break down the barrier between professional investors (business angels or VCs) and retail investors. Anyone can bet on services deemed promising.
Be careful, ICOs present risks for both investors and project leaders _ Regulatory uncertainty.
To acquire the crypto-asset in question at a price lower than or equal to the maximum price defined, then to define the leverage, the take profit and the stop loss (in order to specify the price levels at which you want to cash in your gains or limit your losses), finally, click on “Open the position” in order to initiate your trade.
IEO (Initial Exchange Offering Birth date 2017)
- An IEO is a fundraiser in cryptocurrency carried out by issuing tokens for the financing of a blockchain project;
- Everything takes place like an ICO with the difference that the pre-sale of tokens is not organized on an internal project platform, but by a centralized exchange platform (CEX);
- Marketing and communication are shared by the issuer and the centralized exchange platform;
- The token is listed on the centralized exchange platform after the presale phase.
To acquire the crypto-asset in question at a price lower than or equal to the maximum price defined, then to define the leverage, the take profit and the stop loss (in order to specify the price levels at which you want to cash in your gains or limit your losses), finally, click on “Open the position” in order to initiate your trade.
IDO (Initial Dex Offering – Birth date 2019)
Fundraising in cryptocurrencies aimed at financing a crypto project on the blockchain. This fundraising results in the listing of the token on a decentralized exchange (DEX) and not on a centralized exchange (CEX).
- Tokens issued during a crypto IDO are not financial assets;
- Tokens issued during a crypto IDO will be considered utility tokens.
It is a token offering to the public implemented through DeFi (Decentralized Finance). DeFi is not without risk, it is a form of finance allowing everyone to access the world of finance without trusted third parties (such as banks in traditional finance or centralized platforms in the financial market). cryptocurrencies).
DeFi also makes it possible to obtain loans via the blockchain.
Indeed, decentralized platforms enable DeFi and the creation of liquidity pools which are reserves of tokens deposited by users of a decentralized platform, locked into a smart contract and used for the exchange of tokens by platform users. Liquidity pools provide sufficient liquidity. They operate in pairs of crypto assets, i.e. a pair consisting of cryptocurrency and stablecoins.
_ Investors side in the IDOs, they will have to:
- Register on a decentralized exchange platform;
- Open a cryptocurrency wallet by depositing funds in fiat currency or crypto;
- Go to the launchpad of the decentralized cryptocurrency exchange platform. A launchpad is a crypto project “incubator” on a decentralized cryptocurrency exchange platform allowing investment in blockchain projects still at the funding research stage (pre-sale of the token). It has the advantages of allowing you to invest at a lower cost, to participate in new projects and to have the possibility of obtaining a capital gain on the resale of the token.
- Buy the launchpad token: buying the token will allow investors to access the projects offered by the launchpad or the launchpool;
- The launchpad gives the right to access (or not) the IDO: it could be a lottery or a “first come first served” rule;
- Once the right to participate in the IDO has been acquired, the investor will have to send funds in cryptocurrencies in the launchpad to receive the IDO token (to speculate on its value or support the project).
The Main Launchpad Platforms are : Avalanche – Avalaunch (XAVA), Solana – Solstarter (SOS), Raydium (RAY), Terra – StarTerra (STT), Binance Smart Chain – BSCPad, Polygon – Polystarter (POLR), Polkadot –Polkastarter (POLS), Fantom – Fantom Starter (FS), Elrond – Maiar Launchpad.
Good to know: IDOs are not without risk for the investor, he will have to choose the right launchpad and find out about the serious nature of the project.
The risks :
- Lack of control over decentralized platforms: staying away from any central authority. This lack of control can lead to certain market abuses. As the “pump and dump”, the most common price manipulation in the cryptocurrency and fundraising market. It is a market crime aimed at manipulating the market and artificially inflating the price of an asset through the massive purchase of assets in order to attract investors and trigger a FOMO (Fear of Missing Out) and then resell their assets in order to make a profit. And another market abuse is also the Exit scam. The entrepreneur seizes the cash register overnight with the funds raised during the IDO.
- The absence of a mandatory KYC (Know Your Customer) procedure on decentralized platforms;
- The lack of legal framework for IDOs, unlike the ICO which is regulated by the PACTE law of May 22, 2019.
However, the IDO remains a very interesting tool for token issuers.
The interest of creating an IDO in crypto is precisely to be able to take advantage of the advantages of DeFi, and its anonymity. No trusted third party, no regulator, everything happens only through peer-to-peer exchange.
A difficulty will arise when project leaders want to send the cryptocurrencies obtained on a wallet held on a centralized exchange platform (CEX). Given the rapid evolution of the legal and tax environment of crypto assets, it does not seem impossible that the CEX will communicate, in the long term, with the tax administration in the context of requests for information. And it is here that the problem of the taxation of this income may arise since the tax administration will be likely to ask you about the source of the funds and carry out a control and/or tax adjustment. However, in order to avoid heavy taxation of this income, it seems wise to anticipate this through an optimized legal and tax arrangement.
To acquire the crypto-asset in question at a price lower than or equal to the maximum price defined, then to define the leverage, the take profit and the stop loss (in order to specify the price levels at which you want to cash in your gains or limit your losses), finally, click on “Open the position” in order to initiate your trade.
STO (Security Token Offering Birth date 2017)
- Fundraising in cryptocurrencies carried out through the issuance of tokens;
- Tokens issued during STOs are financial assets subject to securities legislation.
To acquire the crypto-asset in question at a price lower than or equal to the maximum price defined, then to define the leverage, the take profit and the stop loss (in order to specify the price levels at which you want to cash in your gains or limit your losses), finally, click on “Open the position” in order to initiate your trade.
Just to know
Mixed Lauch _ Some projects choose a combination of ICO, IDO, and IEO to strategically maximize their reach. In addition to doing their direct token sale to the investors, organizers arrange allocations on popular launchpads as well as simultaneous listings on exchanges.
To take in mind
Initial coin offering (ICO) is a means of raising capital for a business in cryptocurrency. It can also be seen as an initial public offering (IPO) that uses cryptocurrencies. Startup blockchain companies use ICOs to raise capital through the generation and sales of a digital token to fund the development of the project. On the other hand, an initial DEX offering (IDO) is a more decentralized means of fundraising in the crypto space. If a blockchain project is launching an IDO, this means that the project is launching its digital token on a decentralized liquidity exchange.
Remember
Cryptocurrency is a risky investment to consider but that doesn’t classify it as an ultimately unattractive purchase. Before starting, it is necessary:
- to conduct all the research to create a more informed decision,
- to make sure to be able to afford to invest
- to be comfortable with its volatile nature.
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